When buying a home, one of the biggest items to cover is having your down payment–the difference between the purchase price and the amount of your mortgage.  Here are a few ideas to make it easier for you to accumulate that cash.

Saving for a down payment is possibly the biggest hurdle that renters face when aspiring to homeownership — particularly in expensive parts of the country like the Bay Area — but making some simple sacrifices can end up paying off in the long run.

Take that morning trip to the local café, where a latte costs an average of $3.78, according to a blog post from the National Association of Realtors. By grabbing coffee at the office or renouncing caffeine altogether, the average American could save $1,300 per year. Bringing lunch to work and eating dinner at home can net even bigger savings, a combined $3,800 per year.

Would-be homeowners hoping to amass even larger annual savings should think twice about owning a car. Americans spend an average of $713 on their automobiles, which translates to $8,500 in savings per year.

When you DO have it in hand and are ready to start looking for “The Home”, give us a call.  We can help you find your ideal home because we are always up to date on the market and have a combined total of over fifty years in real estate in Marin County.  Take advantage of that experience!

That’s also a good idea for you Sellers.  We know what sells, how much it’s worth and how to get you the best price in the shortest amount of time.  Why?  Because of the total of our experience in the local market.

Give us a call: Peter: (415) 279-6466; Jane: (415) 531-4091.  We’re ready to help you now!